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All Car Finance Insights

August 12, 2024

Can I Refinance The PCP Balloon Payment On My Car?

Don’t let a PCP balloon payment hold you back. Find out how refinancing can help you keep your car by breaking down the cost into affordable payments.

August 12, 2024

Understanding Logbook Loans

Discover the pros, cons & risks of logbook loans in the UK. Learn how they work, eligibility criteria, and alternatives for borrowing responsibly.

Car Finance If You’re Self Employed: Options, Documents, and Tips

Car Finance for Self-Employed with Ozoomi: key documents, credit score insights, approval tips, and options like HP, PCP, CS car finance.

Why Have I Been Declined for Car Finance?

Declined on a car finance application? Learn why, and how Ozoomi can help you turn rejections into approvals with practical credit improvement tips!

Can You Sell a Car on Finance in the UK? Understanding Your Options

Discover the legalities and options for selling a financed car in the UK, including key terms you need to know, and steps you need to take.

February 26, 2024

Discretionary Commission in Motor Finance Explained

Discover the essentials of what discretionary commission is, the FCA's 2021 ban, and how 2024 updates affect motor finance consumers in the UK.

February 8, 2024

Car Finance After Bankruptcy or a DRO

Discover car finance solutions in the UK post-bankruptcy or DRO, offering guidance and tailored options for financial recovery.

February 6, 2024

Understanding Lenders’ Criteria: What You Need to Know Before Applying for Car Finance

Explore what lenders look for in car finance applications, from credit checks to proof of income. Essential insights for securing your next car loan.

January 25, 2024

Car Finance Settlement Figures: Approaching Early and Partial Settlement Options

Explore key steps for early or partial car finance settlements. Learn how car finance settlement figures can be calculated and your options.

January 11, 2024

Car Finance If You Have an Individual Voluntary Arrangement (IVA)

Discover how to get car finance in the UK during an IVA. Explore key insights on eligibility, navigating challenges, and finding the right lenders.

January 2, 2024

Understanding and Managing Negative Equity in Car Finance

Learn about negative equity in car finance. Explore factors like car depreciation, loan terms, initial deposits and how you can handle them.

December 13, 2023

Understanding Car Finance: Ownership vs. Registered Keeper

Car Finance explained: learn the difference between legal ownership and being a registered keeper in the UK, and how it affects your car financing.

December 13, 2023

Understanding Voluntary Termination in Car Finance

Guide to Voluntary Termination in UK Car Finance. Understand and explore your rights, eligibility, and impact on credit score.

December 13, 2023

What Should You Do If Your Financed Car Gets Stolen?

Stolen car on finance? Learn the key actions to take in the UK, from reporting to insurance claims, to handle theft swiftly and effectively.

December 5, 2023

Car Finance Options at Ozoomi - HP, PCP & CS

Explore car finance with Ozoomi: Hire Purchase, Personal Contract Purchase and Conditional Sale. Find your ideal plan in our guide for any budget.

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