Ozoomi is a car finance broker. This means that we help you find the best car finance loan based on your individual circumstances, sort out all of the details, and make the process less of a headache for you. We make things simpler and find you the best rate we can with an expanded network of lenders, to suit your needs.

At Ozoomi, we consider a huge range of circumstances! Whether you're currently employed, self-employed, enjoying retirement, or receiving some of your income through benefit payments, if your monthly income after taxes amounts to £1,000 or more, and are over the age of 20, we have lenders who are willing to assess your application. It is good to add that within our group of lenders, there are some who are experts at offering help to customers with a less than perfect credit history, including people who are currently in an IVA, or who have CCJ’s (county court judgements) or faced bankruptcy in the past.

No! We completely understand that you don't want your credit score affected when you are just starting out on your car finance journey! Ozoomi is responsible and cares about you and your financial well-being. Initially, your application will be assessed by lenders who carry out ‘soft searches’. You can find more details about this below, but basically it means that your financial suitability will be assessed, with no impact on your credit file for the future.

You are free to purchase a vehicle from any dealership that we consider trustworthy and reliable. We want you to have peace of mind before you make your purchase. If the dealer is not already on Ozoomi’s panel, we’ll perform background checks on the dealership to confirm their credibility and reliability. We can do this whilst you consider the finance agreement and sign the paperwork.

Ozoomi will show you all the responses that we get from our lenders in real time. Often this takes less than 60 seconds.

Ozoomi doesn’t charge you any fees to arrange your car finance. If you choose to take out car finance, we’ll earn our income by receiving a commission from the lender for introducing you to them. This does not affect your interest rates or the amount that you have to pay the lender for borrowing the money to buy your new car.

Ozoomi and our panel of trusted lenders take data safety seriously! We have a detailed Privacy Policy page full of data-related questions you may have. If your question is still not answered, or you’d like some more help, feel free to reach out and ask us.

We are here for you Monday to Friday 9am - 6pm, and Saturday 10am - 4pm, via email or telephone. We are looking forward to you getting in touch with us!

Email us at: hello@ozoomi.app
Call us on: 0333 090 4774